Tuesday, August 12, 2008

Keep All Details

Category: Finance.

If you have ever shopped online, then you might know about some of the dangers associated with online purchasing and online credit card fraud.



Here is some more information about the dangers of online credit card fraud and how to avoid them. If you are not careful, you could end up being a victim of online fraud, which could leave you with a large bill to pay of items that you have not purchased. Why shop online? Well, the dangers of online fraud are only equal to those of any other type of transaction. If there are dangers to shopping online, then why do so many people do it? Also, online shopping is often much cheaper and quicker than regular shopping, and consumers who want to find great deals without leaving their home are turning to online stores.


The first tip to help you avoid online fraud is to make sure you try and use a credit card to purchase goods rather than a debit card. Use credit not debit. This is because credit cards are much safer than debit cards and have far more security features. However, credit cards are usually covered by purchase protection, meaning that items you have not bought will be refunded to you. If someone were to get hold of your debit card details, you are unlikely to be protected. Use HTTPS. If you enter your details on a page that is not secured, it will be easy for fraudsters to get your details and use them to purchase items.


When shopping online, it is important to make sure you only enter your card details over a secure connection. To make sure the page is secure, check that the page address starts with https: //. If it does not start with this prefix, then do not enter your details. This means that the page is secure, and it is safe to use. Use trusted web sites. Using small or unknown sites can lead to problems, whereas if you stick to large company sites that are used by many then you are more likely to stay safe.


Although making sure the page is secure is important, you should try and make sure you only use tried and trusted web sites for purchasing online. These large web sites have better security features in place, and are more likely to help you with any problems regarding unauthorised transactions. If you make a purchase online, make sure that you print out all of the details of the order, such as the company name and address as well as an invoice number and the amount you have spent. Keep all details. If anything goes wrong then you will have some record of the transaction and be able to sort out the situation. It is important to remember that as well as being safe online, you should make sure your computer itself is safe. Computer protection.


The easiest way for a fraudster to get to your financial information is to hack into your computer. This will help to stop fraudsters getting hold of your information, and keep your money safely where it belongs. Make sure you have adequate anti- virus protection that is up- to- date and that you have firewall in place.

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